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(727) 786-9444
| Pinellas, Hillsborough, Pasco, Manatee, Hernando |
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Articles
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>Newsletters
>Why Get an Inspection
>Inspection Services
>Four Point Inspections
>Wind Mitigation Inspections
>Roof Verification Inspections
>Home Inspection Video
>Environmental Inspections
>Pool/Spa Inspections
>Inspection Service Areas
>Senior Home Inspections
>Inspectors Credentials
>View our Testimonials
>FAQ
>ASHI Code Of Ethics
>News
>Press Release
>Contact
Homeowner/Buyer
>Average Repair Cost
>Home Buyer Checklist
>Mortgage Calculators
>Inspection Report
>Using An Inspection Report
>Client Survey
>Preferred Vendors
>Top Realtors
Articles
>Most Common Defects
>HVAC Issues
>Hidden Water Damage
>Newsletters
>Why Get an Inspection
Copyright 2009, AAA Advanced Home Inspections, Inc. All Rights Reserved.
WE SPEAK HOUSESM
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Certified Inspector
Why get a Wind Mitigation Inspection?
A wind mitigation inspection will save you money! There is a 90% chance we can help you reduce the price of your current
homeowners insurance policy.
We don’t sell insurance; we help you to save on your current policy by certifying your home's current construction features that
qualify for discounts. There are eight features that qualify, and if your home has one or more of them, you save money. All it
takes is a 20-minute inspection, it has nothing to do with home improvements or adding shutters!
Sounds too good to be real, how does it work?
Florida Law (FL § 627.0629) requires insurers to give “discounts, credits, or other rate differentials” if you provide certification
that your home has one or more construction features proven to reduce damage and loss in windstorms. These discounts
are to be applied for 5 years. We welcome you to read through this website and then call us, or ask your insurance agent to
verify what we’re saying.
What if my agent says I’m already receiving these discounts?
This is a common error and an innocent one as it relates to your insurance agent. The only likely way that this is true is if your
home was built in 2006 or after or if you have had a wind inspection already on your current home. If this is a new purchase for
you then it is well worth having the wind inspection done. It will pay for it's self many times over.
How do I know if my home qualifies?
Statistics show that in excess of 9 out of 10 homes will qualify for one or more credits! To date, we've completed thousands of
wind inspections, and of those homes built since 1970, 100% of them qualified for at least one discount credit!
Only a wind mitigation inspection by a licensed inspector will qualify your home for these discounts.
Does this also apply to multi-family residences?
Yes...ALL residential dwellings are eligible; from duplexes to high-rise condos.
How about rentals, second-homes, or other investment property?
Yes. So long as its residential, the law provides for these discounts.
What gets inspected?
The inspector will survey the exterior of the dwelling, and inside of the attic space.
Florida Law Explained
Though relatively straight forward once you read them, the Florida law regarding Wind Mitigation have been hard to come
by…a secret of sorts within the insurance industry. Even the majority of insurance agents we’ve spoken with have been
unfamiliar with these laws. Its speculated that the reason is simply that the insurance companies enjoy the excess premiums
they receive by rating all homes as ‘high-risk’ until the policyholder provides certification otherwise. Here’s the chronology in
short form…
Florida Law, statute (§627.0629 F.S. 2001) requires insurance companies to offer Florida homeowners "discounts, credits, or
other rate differentials" for construction features that reduce damage and loss in windstorms.
Though the insurers were required to give discounts, the policyholder was required to provide certification of their home's wind
mitigating features...therein lies the 'catch'.
Whats the price?
$150 for just the wind mitigation inspection or $100 combined with any of our other service we offer. Click here to see other
services and pricing.
A wind mitigation inspection will save you money! There is a 90% chance we can help you reduce the price of your current
homeowners insurance policy.
We don’t sell insurance; we help you to save on your current policy by certifying your home's current construction features that
qualify for discounts. There are eight features that qualify, and if your home has one or more of them, you save money. All it
takes is a 20-minute inspection, it has nothing to do with home improvements or adding shutters!
Sounds too good to be real, how does it work?
Florida Law (FL § 627.0629) requires insurers to give “discounts, credits, or other rate differentials” if you provide certification
that your home has one or more construction features proven to reduce damage and loss in windstorms. These discounts
are to be applied for 5 years. We welcome you to read through this website and then call us, or ask your insurance agent to
verify what we’re saying.
What if my agent says I’m already receiving these discounts?
This is a common error and an innocent one as it relates to your insurance agent. The only likely way that this is true is if your
home was built in 2006 or after or if you have had a wind inspection already on your current home. If this is a new purchase for
you then it is well worth having the wind inspection done. It will pay for it's self many times over.
How do I know if my home qualifies?
Statistics show that in excess of 9 out of 10 homes will qualify for one or more credits! To date, we've completed thousands of
wind inspections, and of those homes built since 1970, 100% of them qualified for at least one discount credit!
Only a wind mitigation inspection by a licensed inspector will qualify your home for these discounts.
Does this also apply to multi-family residences?
Yes...ALL residential dwellings are eligible; from duplexes to high-rise condos.
How about rentals, second-homes, or other investment property?
Yes. So long as its residential, the law provides for these discounts.
What gets inspected?
The inspector will survey the exterior of the dwelling, and inside of the attic space.
- Roof Shape
- Roof Covering
- Roof Deck Attachment
- Roof to Wall Connections (in attic)
- Exterior Walls
- Opening Protections (I.R.W., doors, and/or shutters)
Florida Law Explained
Though relatively straight forward once you read them, the Florida law regarding Wind Mitigation have been hard to come
by…a secret of sorts within the insurance industry. Even the majority of insurance agents we’ve spoken with have been
unfamiliar with these laws. Its speculated that the reason is simply that the insurance companies enjoy the excess premiums
they receive by rating all homes as ‘high-risk’ until the policyholder provides certification otherwise. Here’s the chronology in
short form…
Florida Law, statute (§627.0629 F.S. 2001) requires insurance companies to offer Florida homeowners "discounts, credits, or
other rate differentials" for construction features that reduce damage and loss in windstorms.
Though the insurers were required to give discounts, the policyholder was required to provide certification of their home's wind
mitigating features...therein lies the 'catch'.
Whats the price?
$150 for just the wind mitigation inspection or $100 combined with any of our other service we offer. Click here to see other
services and pricing.
Wind Mitigation Inspections
Clearwater, St. Pete, Tampa
| Schedule your Inspection Now! (Opens in a new Window) |
Florida Home Inspectors License #HI1277
Florida Mold Assessor License #MRSA1542
Florida Mold Assessor License #MRSA1542
| Florida home inspectors license #HI1277 Florida State Licensed #MRSA1542 HUD Certified Government Contractor #MGQ649 |
We are proud to serve the following Cities and Counties within Florida:
Pinellas County:
Belleair Beach, Belleair Bluffs, Clearwater, Clearwater Beach, Dunedin, Gulfport, Indian Rocks Beach, Indian Shores, Largo, Madeira Beach, Oldsmar,
Redington Beach, Seminole, St. Petersburg, St. Pete Beach, Tarpon Springs, Treasure Island
Hillsborough County:
Apollo Beach, Bloomingdale, Boyette, Brandon, Carrollwood, Cheval, Citrus Park, Dover, Fish Hawk, East Lake – Orient Park, Fish Hawk, Gibsonton, Keystone,
Lake Magdalene, Lutz, Mango, Northdale, Palm River – Clair Mel, Pebble Creek, Progress Village, Riverview, Ruskin, Seffner, Sun City Center, Temple Terrace,
Thonotosassa, Town n Country, Valrico, Westchase, Wimauma
Pasco County:
Aripeka, Bayonet Point, Beacon Square, Crystal Springs, Elfers, Jasmine Estates, Holiday, Hudson, Land O Lakes, New Port Richey, Odessa, Port Richey, San
Antonio, Saint Joseph, Shady Hills, St. Leo, Trinity, Wesley Chapel
Hernando County:
Aripeka, Hernando Beach, Masaryktown, Spring hill, Weeki Wachi
Manatee County:
Anna Maria, Bayshore Gardens, Bradenton, Cortez, Ellenton, Holmes Beach, Lake Manatee, Lakewood Ranch, Manavista, Memphis, Oneco, Palmetto, Parrish,
Samoset, Snead Island, Terra Ceia
Pinellas County:
Belleair Beach, Belleair Bluffs, Clearwater, Clearwater Beach, Dunedin, Gulfport, Indian Rocks Beach, Indian Shores, Largo, Madeira Beach, Oldsmar,
Redington Beach, Seminole, St. Petersburg, St. Pete Beach, Tarpon Springs, Treasure Island
Hillsborough County:
Apollo Beach, Bloomingdale, Boyette, Brandon, Carrollwood, Cheval, Citrus Park, Dover, Fish Hawk, East Lake – Orient Park, Fish Hawk, Gibsonton, Keystone,
Lake Magdalene, Lutz, Mango, Northdale, Palm River – Clair Mel, Pebble Creek, Progress Village, Riverview, Ruskin, Seffner, Sun City Center, Temple Terrace,
Thonotosassa, Town n Country, Valrico, Westchase, Wimauma
Pasco County:
Aripeka, Bayonet Point, Beacon Square, Crystal Springs, Elfers, Jasmine Estates, Holiday, Hudson, Land O Lakes, New Port Richey, Odessa, Port Richey, San
Antonio, Saint Joseph, Shady Hills, St. Leo, Trinity, Wesley Chapel
Hernando County:
Aripeka, Hernando Beach, Masaryktown, Spring hill, Weeki Wachi
Manatee County:
Anna Maria, Bayshore Gardens, Bradenton, Cortez, Ellenton, Holmes Beach, Lake Manatee, Lakewood Ranch, Manavista, Memphis, Oneco, Palmetto, Parrish,
Samoset, Snead Island, Terra Ceia